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Explaining the Canada Pension Plan (CPP)

You’ve heard about the Canada Pension Plan (CPP), you see it on your income tax slips, you’ve paid into it. You know the CPP is a benefit you can start to collect in your 60s. Still, you might be a …

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Retirement Tax Optimization Basics

Tax optimization is an important aspect of retirement planning. Beyond saving, investing, and accumulating wealth, examine how you can reduce the amount of tax you pay when retired. This article …

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Retirement Cash Reserve: Surf the Market’s Waves

Having a cash reserve on-hand makes it easier to transition from your investment accumulation years to your retirement years and protects your portfolio during times of volatility. Throughout your …

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Do you recognize yourself in one of the following statements:

  • I have cash ready, I’ll wait until things settle down before I invest.
  • I’m losing money right now; I don’t like it.
  • The market is down today.  What if it’s the beginning of the next crash?
  • I’m paralyzed; I just can’t click on the buy or sell buttons.
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