Mike, Author at MOOSE MARKETS

Building an Income Portfolio Made Easy

“What if your dividend income was more than just a yield?”

We all dream of the same thing: freedom.

Whether that’s retiring comfortably, spending more time with family, or finally ticking off that epic trip to Tuscany — the goal is simple: build income that works for you, not the other way around.

But here’s the problem: Most people start their income journey with the wrong question:

“How much yield can I get?”

While it sounds like a smart starting point, this approach is more of a napkin calculation than a real investment plan. It sets you up to chase yield, walk into value traps, and — worst of all — risk your retirement income.

So let me walk you through a better way to build an income portfolio that’s built to last.

The Shift: From Yield Chasing to Dividend Growth Conviction

Let’s kill a myth right now: High yield does not equal high income security.

Just because a stock pays 7% doesn’t mean it deserves a place in your portfolio. High-yield stocks are often the market’s way of warning you — not rewarding you.

We’ve seen this movie before: A company offers a juicy dividend, everyone piles in… then the earnings drop, the dividend gets slashed, and suddenly you’ve lost both your income and your capital. That’s not income investing — that’s gambling dressed up as a paycheck.

Instead, I focus on dividend growers. These are companies that:

Grow their revenue (top-line strength)
Grow their earnings (bottom-line power)
And grow their dividend (shareholder commitment)

This is what we call the Dividend Triangle — and it’s the first thing I look for when building an income portfolio.

But let’s go one step deeper:
For retirees, dividend growth is what protects their lifestyle.

Here’s why:

🔒 It protects you from inflation.
Prices rise every year — groceries, gas, healthcare. A company that increases its dividend annually ensures your income keeps pace.
⏳ It guards against longevity risk.
You may live 25–30 years in retirement. If your income stays flat, your purchasing power will fall dramatically.
🛡️ It reflects a strong business model.
Companies that grow their dividend can only do so by increasing their profits and cash flow — year after year. This is your best defense against surprises.

“A 3% yield growing at 8% per year will beat a 6% yield that never grows — and do it with less risk.”

Imagine this:

You retire with a $1 million portfolio. You choose stable dividend growers paying an average of 3.5%, with a dividend growth rate of 7%. In 10 years, your income will nearly double — without you lifting a finger.

Now compare that to locking in a 6% yield with no growth. Ten years later, your income hasn’t changed — but your costs have. You’re forced to sell shares to keep up, and that’s where the retirement stress kicks in.

Dividend growth isn’t just about returns — it’s about peace of mind.

If this approach resonates with you — focusing on dividend growth instead of just chasing yield — you’ll want to dig deeper into the system I use to build reliable, inflation-resistant income streams.

From Theory to Action

That’s exactly why I created the Dividend Income for Life Guide. It breaks down the step-by-step process for building your dividend pension plan — no guesswork, no spreadsheets required.

Inside the guide, you’ll learn how to:

✅ Build a portfolio that generates growing income in retirement
✅ Apply the Dividend Triangle to select stronger companies
✅ Avoid common traps like over-diversification and yield chasing

📘 Ready to go from theory to action? Download the guide and start designing the income stream you’ll rely on for decades:

Start With This Core Strategy

If you’re new to building a dividend portfolio, here’s a simple formula I’d suggest using as your foundation:

1. Define Your Target Yield

Aim for a total portfolio yield of ~3–4%
This lets you combine lower-yielding growers with stable income generators

🔥 Pro Tip: It’s not about finding one perfect stock — it’s about building a team that works together.

2. Mix Yield with Growth

Create a blend like this:

Low yield, high growth: Apple, Visa, Couche-Tard
Moderate yield, consistent growth: Johnson & Johnson, BIP
High yield, low growth (if safe!): Selected REITs or utilities

If you can access a Stock Screener, use the Chowder Rule (Yield + 5yr Dividend Growth ≥ 9%) to screen your picks.

Sector Allocation: Balance for All Seasons

No single sector is recession-proof, but some bend instead of breaking.

There are 11 sectors that we can sort into three categories:

Income/stability: Sectors where you find many mature businesses that are recession-resistant.
Growth: Sectors where you find companies with multiple growth vectors, able to surge during economic booms.
Both: Sectors where you find companies balancing growth and stability.

Income/Stability Sectors	Growth Sectors	Sectors Balancing Both
Consumer Staples	Consumer Discretionary	Financials
REITs	Information Technology	Communication Services
Healthcare	Energy	Industrials
Utilities	Materials

Do I need to invest in all 11 sectors?

Not at all. You must invest in sectors that fit with your goals, i.e., stability vs growth, and that you understand.

There’s no point in investing in tech stocks if you have no clue how the semiconductor industry cycles work. You won’t be happy when investments are down, but if you understand the industry’s characteristics, you won’t panic.

How much to put in each sector?

⚠️ Pro Tip: Keep any one sector below 20–25% to reduce risk.

Again, there are no hard rules here. I like to have a maximum of 20% invested in my favorite sectors and around 10% in others. However, I sometimes go above 20% due to the great performance of a few companies.

I invest in various industries within the same sector to avoid being impacted by a single market event.

For example, there is a big difference between:

Having 25% invested in financial services spread across five Canadian Banks, with 5% in each one.
Having 5% in each of the following: Royal Bank (Canadian bank), BlackRock (asset management), Visa (payment processor), Great-West Life (life insurance), and Brookfield Corp (alternative asset management).

Number of stocks per sector?

That depends on how many stocks you want to hold and how many sectors you want to invest in.

You can select the best 2, 3, or 4 companies in each sector you want exposure to. That would likely lead to a portfolio of 20 to 40 stocks. Purely by chance, that’s very close to what I think is the ideal number of stocks.

Number of stocks in my portfolio?

Holding fewer than 20 stocks means the room for error is thin. This strategy could be great for high-conviction investors, but I prefer securing a bit more diversification.

Conversely, if you go above 40, you’re getting closer to building your own ETF. Monitoring 70 companies quarterly will prove daunting, and you’ll eventually miss information.

Also, if a stock represents 0.32% of your portfolio, even if it doubles in value or crashes by 80%, you will never feel it.

Dividend Income = Your Personal Pension Plan

If you’re retired — or planning to be — think of your dividend portfolio as a self-built pension plan.

Each dividend-paying stock you own is like a brick in your retirement income wall. And just like any wall, some bricks are stronger than others.

Companies that grow their dividends year after year are the reinforced bricks. They strengthen your income over time and help it keep up with inflation. On the other hand, high-yield stocks that don’t grow — or worse, cut their dividends — are like hollow bricks. They may look solid, but when pressure builds (like inflation or a market downturn), they crack.

This is why dividend growth matters more than yield. It’s not just about getting paid today — it’s about getting more income every year, without selling shares.

Think of dividend growth stocks as inflation-adjusted paycheques — just like a pension, but one you control.

Again, if your portfolio yields 3.5% today, and your holdings grow their dividends by 6–8% annually, your income will double roughly every 9–12 years. That’s the income security most traditional pensions can’t even match.

Bottom line: A strong dividend portfolio is built one solid, growing company at a time. Focus on quality. Focus on growth. And watch your income become as reliable — and rising — as a pension.

The Traps to Avoid

Now that you’ve got the building blocks of a strong dividend income portfolio, it’s just as important to know what not to do. Even the best strategy can fall apart if you let fear, noise, or impatience take the wheel.

Here are three common traps I see investors fall into — and how to avoid them:

Chasing High Yield
If it looks too good to be true… it probably is. Many of the worst dividend cuts started with “safe” 6%+ yields. Always check the dividend triangle before reaching for yield.
Over-diversification
Owning 50+ stocks doesn’t make you diversified — it just makes you tired. Stick to 20–40 quality holdings across sectors you understand and can monitor.
Waiting for a Pullback
Time in the market > timing the market. Invest when the company’s fundamentals support your thesis — not when CNBC says “buy.”

Final Thoughts: Income That Grows With You

Instead of asking:

“How much income can I generate today?”

Start asking:

“How much income can I grow over the next 10, 20, or 30 years?”

That’s the mindset that builds wealth and protects your retirement.

Start with dividend growers. Build a balanced portfolio. Stay consistent. Let time do its thing.

Ready to Begin?

If you’re not sure where to start, here’s your mini checklist:

✅ Review your current holdings: strong dividend triangle?
✅ Identify your sector gaps
✅ Set a yield-growth blend target

And remember — you’re not alone. We’re building dividend income for life, one stock at a time.

Want a complete roadmap to get started? Download the Dividend Income for Life Guide — it’s packed with real-world insights, simple strategies, and the exact framework we use to help thousands of investors retire with confidence.

This guide will help you:

✅ Build a reliable income stream — even during market volatility
✅ Avoid costly mistakes (like chasing yield or holding forever)
✅ Invest with clarity, not guesswork

Start building your retirement income plan today:

And remember — you’re not alone. We’re building dividend income for life, one stock at a time.

The Canadian Guide to ETF Investing: Simplicity, Security & Smart Income

If there’s one thing retirement should bring, it’s simplicity.

You’ve worked hard, saved diligently, and now it’s time to put your money to work—with minimal hassle and maximum peace of mind.

For Canadians investing for retirement, ETFs are one of the best-kept secrets in plain sight.

In this article, we’ll explore:

What ETFs are
How to use them in retirement
Why ETFs belong in your toolbox—but not your core plan
And how to avoid the #1 trap

Why ETFs Are the “Easy Button” for Retirees

Let’s be honest: once you retire, the last thing you want is to babysit a complex, high-maintenance portfolio. You don’t want to track 45 stocks or time the market. You want income, simplicity, and peace of mind.

That’s where ETFs (Exchange-Traded Funds) come in.

These low-cost, diversified bundles of investments are perfect for Canadians who want a hands-off strategy that still delivers results—and they’re especially powerful in retirement.

What Is an ETF?

An ETF is a basket of stocks, bonds, or both you buy on the stock exchange. Think of it like buying a package of investments in one easy trade.

You’ll find ETFs for nearly everything:

🇨🇦 Canadian dividend payers
🇺🇸 U.S. market leaders (e.g., S&P 500)
🌎 Global tech and emerging markets
💵 Bonds and fixed income
🧊 Even Cash ETFs (we’ll get to these soon)

Why retirees love them:
ETFs offer instant diversification, low fees, and fewer decisions to make. You can build a complete retirement portfolio with just one or two ETFs.

Looking for Retirement Income? Here’s Your Guide!

This free guide reviews 20 income-focused products. In the one-page summaries, we highlight the pros and cons, common mistakes to avoid, and who should use them.

We also created a rating system to highlight the difference between each product. The idea is to provide you with as much information as possible so you can make the right choice for your situation.

While there is no free lunch in finance, there are multiple ways to reach your retirement goals.

Download The Canadian Retiree’s Guide to Income-Producing Investments Now!

How Would I Invest $1M Using ETFs?

Let’s say I’m retired today with $1 million and want to keep it simple. Here’s how I’d break it down:

Option 1: Balanced & Reliable (60/40 mix)

60% equity ETFs for growth and dividends
40% bond ETFs for stability

📈 Goal: Generate $30K–$40K in annual income and preserve capital.

Example ETFs:

XEI.TO (Canadian dividends)
ZAG.TO (Canadian aggregate bonds)

Option 2: Growth-Focused (80/20 mix)

80% equities for long-term compounding
20% fixed income for cushion

Example ETFs:

VFV.TO (S&P 500)
XIU.TO (TSX 60)
ZAG.TO (bonds)

Option 3: All-in-One Simplicity

If I didn’t want to deal with asset allocation at all? I’d go with a single all-in-one ETF that already includes everything.

Top all-in-one picks:

VBAL (60/40)
VGRO (80/20)
XEQT (100% equity)
XGRO / ZGRO – Canadian alternatives

📌 Why I like them:

Global diversification
Automatic rebalancing
Extremely low MER (~0.25%)
Perfect for monthly withdrawals

Honestly, this is the strategy I’d hand to my spouse if she had to manage our finances solo.

To give you an idea of the returns an all-in-one ETF can offer, I have analyzed XEQT in the video below.

Where Do Cash ETFs Fit In?

Cash ETFs are like a high-interest savings account inside your brokerage account. They hold short-term government securities or T-bills and pay interest monthly.

🔍 When to use them:

Emergency fund
Cash reserve for the next 1–3 years of expenses
Temporary “parking spot” for your money

✅ Pros:

Very low risk
Highly liquid (sell anytime)
Monthly income

❌ Cons:

Modest returns that won’t keep up with inflation
Fully taxable as interest income (unless held in a TFSA/RRSP)
Not a growth tool—just a buffer

💡 Pro tip: Use Cash ETFs in a bucket strategy to smooth out withdrawals and avoid selling equities during downturns.

Don’t Overdo It: Avoid ETF Overload

One of the most common ETF investing mistakes? Buying too many. Here’s what happens:

“I’ll buy one Canadian dividend ETF… oh, and a U.S. dividend ETF… and maybe a global growth one… and a few sector ETFs… and—wait, why do I own 1,200 companies now?”

Here’s the truth: most ETFs already own hundreds (or thousands) of holdings. Buying more means duplication, higher fees, and decision fatigue.

🎯 Keep it tight:

1 ETF → All-in-one solution
2–3 ETFs → Perfectly fine for a balanced strategy
4+ → You better have a solid reason

Mike’s Simple ETF Selection Checklist

Whether you’re building a brand-new ETF portfolio or fine-tuning an existing one, this no-nonsense checklist will keep you on track:

✅ Start with your goal – Income, growth, or balanced?
✅ Stick with trusted providers – Vanguard, iShares, BMO, Horizons
✅ Compare MERs – Under 0.30% is ideal
✅ Check top holdings – Avoid overlap
✅ Currency exposure – Hedged or not? Know what you’re buying
✅ Assets Under Management (AUM) – Larger = more liquidity

Why All-In-One ETFs Are My Favourite Option for Retirees

I’ve said it before, and I’ll say it again: if I ever stop picking stocks, I’m going all-in on all-in-one ETFs.

They’re simple, cost-effective, globally diversified, and handle rebalancing for you. No spreadsheets, no second-guessing, no stress.

Imagine having just one line on your investment statement… and knowing it includes thousands of companies worldwide. That’s not just convenience—it’s smart portfolio design.

If you’re a retiree looking to draw income each month, all-in-one ETFs make it ridiculously easy. Just sell a few units when needed. Done.

Final Thoughts: Build a Retirement Portfolio That Works for You

Here’s what I’ve learned after more than a decade of working with dividend and ETF investors:

👉 You don’t need to make it complicated to be successful.
👉 The best portfolio is one you understand—and can stick with.
👉 ETFs give you instant access to diversification, low fees, and income.
👉 All-in-one ETFs are perfect for Canadians who want a hands-off solution.
👉 Cash ETFs aren’t the main dish, but they’re a great side.

And above all, remember: your plan only works if you actually follow it.

Don’t let perfectionism delay progress. Whether you build a 3-ETF mix or go with a single all-in-one fund, the key is to stay invested and consistent.

Learn More about 20 Income-Focused Products

Example of the ratings found in the free income-products guide.

With that in mind, remember to grab your free copy of The Canadian Retiree’s Guide to Income-Producing Investments! You’ll be well-aware of the pros and cons of each to make the best decision for your situation and goals.

I WANT TO DOWNLOAD THE GUIDE NOW

Canadian REITs Beginner’s Guide

Want exposure to real estate without the hassle of fixing leaky faucets or chasing tenants for rent? That’s where Canadian REITs come in. These high-yield investments offer steady income, inflation protection, and real estate exposure — minus the landlord stress.

Thanks to their unique tax structure, REITs are designed to return most of their income to shareholders, making them ideal for income-seeking investors.

What Are REITs & Why They Matter?

REITs are not only popular because they distribute generous dividends, but also because they’re easy to understand. Investors can picture an apartment building or an office tower and tenants paying their rent monthly. Investors are willing to purchase units of those businesses in exchange for the income and peace of mind.

The concept of being a landlord and having tenants is comparatively simple to understand. The company owns and manages real estate and receives rental income from properties such as apartment complexes, hospitals, office buildings, timber land, warehouses, hotels, and shopping malls.

Most REITs are equity REITs. They must invest most of their assets (75%) into real estate (properties) or cash equivalents. In other words, they cannot produce goods or provide services with their assets. They must generate 75% of their income from those real estate assets in the form of rent, interest on mortgages, or sales of properties.

REITs must also pay a minimum of 90% of their taxable income as dividends to shareholders each year. Therefore, the classic earnings per share (EPS) and dividend payout ratios don’t gauge an REIT’s health.

3 Types of REITs: Equity, Mortgage, and Hybrid

Equity REITs

Equity REITs own and invest in property. They may own a diversified set of properties, and they generate income primarily in rent payments from leasing their properties.

Mortgage REITs

Mortgage REITs, or mREITs for short, finance property. They generate income from interest on loans they make to finance property.

Hybrid REITs

Hybrid REITs do a bit of both, as they own property and finance property.

In general, REITs offer great investment opportunities by their nature. A growing economy leads to growing needs for properties. REITs can grow organically as the population requires more industrial facilities, healthcare centers, offices, and apartments.

Sub-Sector (Industry)

REIT – Diversified	REIT – Mortgage	REIT – Specialty
REIT – Healthcare Facilities	REIT – Office	Real Estate – Development
REIT – Hotel & Motel	REIT – Residential	Real Estate – Diversified
REIT – Industrial	REIT – Retail	Real Estate Services

The Hidden Strengths of REITs

REITs are unique as they distribute most of their income. In fact, they exist to pay generous distributions. This makes them one of the retirees’ favorite sectors!

Therefore, it’s easy to understand how most offer a relatively high dividend income. This is one of the rare sectors where you can find “relatively safe” stocks paying 5%, 6%, or even 7%+. Investors must be careful not to get too greedy, though. We have seen several REITs cut their dividends due to poor management or economic downturns.

REITs usually bring stability to a portfolio. It’s a great sector to start with if you want additional income. Real estate brings significant diversification to your portfolio. Research has proved that REITs are not directly correlated to stock market movements over the longer term.

Finally, since most of them operate with escalator contracts, they offer great protection against inflation. Many income trusts include yearly rent increases in their leases to ensure rental income matches inflation. Some REITs also use Triple-Net leases, where the tenants is responsible for insurance, taxes, and maintenance costs, thus reducing the REITs’ expenses (and risk of unexpected charges!).

REITs: The Risks You Need to Know

One of the REIT sectors’ favorite ways to finance their new projects is to issue more units. Therefore, if a company purchases a property generating $20M per year but needs to issue more units to finance the purchase, you must look at the net outcome for unitholders. If the FFO per share drops, this is not necessarily good for you as it will affect the REIT’s ability to increase its dividend in the future.

Another downside related to their business model is their lack of flexibility. We have often seen REITs try to shift their focus from one industry to another. In most cases (H&R, RioCan, Boardwalk, and Cominar, to name a few), the trajectory change comes with a dividend cut and a loss in value for unit holders. A REIT wishing to get rid of its shopping malls to buy more industrial properties will likely have to sell properties at a lower price and pay a hefty price to buy more appealing assets.

Finally, don’t make the mistake of thinking REITs are safer than other sectors. They are companies facing challenges while benefiting from tailwinds. While you may argue that an apartment building can’t go anywhere, I would answer that if you have one hundred empty apartments due to an oversupply in a neighborhood, your money will also go nowhere.

The REIT sector is best for income investors.

Target sector weight: For income-seeking investors, you can aim at 15% to 30% (if you invest in various industries). For growth investors, REITs could represent a 5%-15% portion of your portfolio.

Protect Your Portfolio: Canadian Rock Stars List

REITs can provide good income, but they are all part of the same sector. You need more diversification for your portfolio to be fully protected of market events.

I have created a list showing about 300 companies with growing revenue, earnings per share (EPS), and dividend growth trends. Focusing on trends rather than numbers gives you a better perspective on past, present, and future growth.

The Dividend Rock Stars List is the best place to start your stock research. Get it for free by entering your name and email below.

How to Analyze a REIT (The 3 Must-Know Metrics)

While REITs are among a short list of sectors that are perfect for retirees or other income-seeking investors, it is important to understand that they cannot be analyzed using the same metrics as other sectors.

Funds From Operations (FFO/AFFO)

The Funds from Operations (FFO) and Adjusted Funds from Operations (AFFO) are probably the most valuable tools for analyzing a REIT’s financial performance. Those two metrics replace the earnings and adjusted earnings for a regular stock. While those are different metrics, it’s all about cash flow and the REITs’ ability to sustain their dividend payments.

Fortunately, we can find those metrics inside each REIT’s quarterly report and subsequent press release. It’s important to follow not only the total FFO/AFFO, but also the FFO/AFFO per share (or unit of ownership) rather than earnings per share (EPS) or adjusted earnings per share.

FFO = Earnings + Depreciation (Amortization) – Proceeds from Property Sales

AFFO = Earnings + Depreciation (Amortization) – Proceeds from Property Sales – Capital Expenditures

Loan to Value Ratio (LTV)

The loan-to-value ratio (LTV) is a great tool for analyzing the REIT’s future ability to raise low-cost capital. The LTV is easy to calculate from the financial statement, as you only need 2 measures of data:

LTV = Mortgage Amount / FMV of properties

You don’t want to invest in a REIT showing a high LTV. This means that their credit rating may be at risk and the price for future debt will be higher. In other words, it could mean less money for future dividends.

Net Asset Value (NAV)

The last metric to follow for REITs is Net Asset Value (NAV), which (usually shown in units) is equivalent to a price-to-book ratio.

NAV = Total Property Fair Market Value – Liabilities

The idea is to compare a few REITs from your list against one another. This is how you should be able to find the ones with the best metrics. A lower than industry NAV is either a riskier play or a value play. The AFFO and LTV will tell you which one it is.

Avoid This Common REIT Mistake

REITs are required to distribute at least 90% of their taxable income to investors, which makes traditional payout ratios less useful. The metrics you’re looking for is the Funds From Operations (FFO) and the Adjusted Funds From Operations (AFFO) payout ratios.

Funds from Operations Payout Ratio

Formula: DIVIDEND PER SHARE (DPS) / (ADJUSTED) FUNDS FROM OPERATIONS (FFO) PER SHARE

Because of REITs’ tax structure, adjusted funds from operations (AFFO or FFO) is a more precise metric. Like the payout and cash payout ratio, it’s always preferable to look at a long-term trend of the metrics over several years.

Pros: Similar to the cash payout ratio, this ratio clearly shows how much cash the company has to pay dividends.

Cons: In most cases, you can’t calculate the FFO payout ratio yourself or find it on general finance websites. You must rely on the company’s information found in their quarterly earnings reports. It requires additional time to establish a trend over several years.

How to Value a REIT Like a Pro

Valuing a REIT is like valuing any stock.

I generally use the Dividend Discount Model (DDM) to value them. However, some of the other REIT-specific metrics we’ve seen are also very valuable when valuing REITs.

Net Asset Value (NAV) is another estimate of intrinsic value. It’s the estimated market value of the portfolio of properties. One way to evaluate this value is to divide the current net income from the properties by a capitalization rate that’s fair for those types of properties. NAV can potentially understate the value of the properties because it might not capture value appreciation of properties during strong growth periods in the market. Compare the NAV to the price of the REIT.

We’ve seen that Funds from Operations (FFO) are far more important than net income for a REIT. Due to the tax structure of REITs, earnings mean almost nothing; instead, it’s all about cash flow. When calculating net income, depreciation is subtracted from revenues; depreciation is a non-cash item and might not represent a true change in the value of the company’s assets. FFO adds depreciation back to net income, providing a better idea of the cash income for a REIT.

Adjusted Funds from Operation (AFFO) is arguably the most accurate income measurement metric for REITs. AFFO takes FFO but then subtracts recurring capital expenditures on maintenance and improvements. It’s a non-GAAP measure but a very good gauge of the actual profitability and amount of cash flow available to pay out in dividends.

Overall, it’s good to look for REITs that have diversified properties, strong FFO and AFFO, and a good history of consistent dividend growth.

REIT advantages and disadvantages

Before presenting some of our picks for Canadian REITs, let’s sum up the advantages and disadvantages of REITs.

Advantages:

Usually have above-average dividend yields.
Are good protectors from inflation. Property values and rents increase over time if inflation occurs, but fixed-interest on the debt that finances the properties doesn’t.
Real estate, if managed conservatively, can be a reliable investment for income and in times of recession, assuming tenants pay their rent.

Disadvantages:

Often have lower dividend growth than companies in other sectors.
Generally use debt to add to their property portfolio, but their larger debt loads is used for conservative, appreciating assets.
Since they have to pay most of their income as dividends, they have little downside protection from recessions. They might have to trim the dividend if their cash flow dips below their distribution levels. There are, however, some REITs that have good track records of consistent dividend growth, despite market downturns.

For example, Granite REIT has consistently used conservative debt and escalator leases to grow dividends. Conversely, Northwest Healthcare REIT stumbled due to poor balance sheet management, overreliance on floating rate debt, and deteriorating cash flow, leading to a dividend cut in 2023.

GRT.UN.TO vs NHW.UN.TO 5-Year Dividend Triangle.

REIT Summary or Quick Reference Table

✅ REIT Cheat Sheet
Best For: Income-focused investors, retirees.
Top Metrics: FFO/AFFO, NAV, LTV.
Risks: Overconcentration, debt levels, and tenant health.
Watch For: Dividend sustainability and inflation-adjusted leases.

Top REIT Picks

Below are some of my favorite REITs in Canada, side-by-side. You can also find a complete description for each in this article.

Our top 3 favorite monthly REITs using the Stock Comparison Tool at Dividend Stocks Rock.

Get More Stock Ideas: The Canadian Rock Stars List

REITs can anchor your income portfolio — but they’re just one piece of the puzzle.

Explore our Canadian Rock Stars List to discover 300 dividend-growing stocks showing a positive dividend triangle (5-year revenue, earnings per share (EPS), and dividend growth trends) with filters.

Start your stock research on the right foot with the best Dividend Stocks List. Enter your name and email below.

Best Monthly REITs 2025

Retirement’s knocking — but can your income keep up? If you’re dreaming of monthly paychecks without the headaches of tenants or property repairs, Canadian REITs could be your answer.

Most dividends come quarterly. But some REITs? They pay monthly, giving you that steady stream of income retirees love.

What makes REITs great monthly payers?

While most companies pay dividends quarterly, many Canadian REITs opt for monthly distributions. That’s because their rental income arrives monthly — and they’re happy to share it.

Think of REITs like owning a rental empire — without the late-night repair calls. These trusts collect rent monthly from dozens (or hundreds) of properties and pass that income straight to you.

Monthly distribution REITs list

At DividendStocksRock, we track over 1,200 dividend-paying stocks. Only 65 Canadian companies pay a monthly dividend from this list, and over half (34) are REITs.

Want to explore all your monthly income options? Here’s our complete list of Canadian REITs that pay monthly dividends, including their yields and dividend growth history.

Retirees: Not All Income Is Created Equal

Monthly distributions can feel safe — until they’re not. High-yield funds often cut payouts when you need them most.

Dividend Income for Life shows you a better way:
✅ Reliable, growing income from quality dividend stocks
✅ A strategy built to outlast market dips and inflation
✅ How to retire with income you won’t outlive

💡 If you’re retired (or close to it), this guide is your roadmap to income that grows with you.

Download it free and build the income your retirement deserves.

Our Top 3 Monthly REITs

Some of the best Canadian REITs are paying a monthly distribution. We picked three standouts from over 30 monthly-paying REITs based on yield stability, tenant diversification, debt or payout ratios, and long-term growth.

Granite REIT (GRT.UN.TO)

Investment Thesis: Diversified, Disciplined, and Growing

Granite REIT has transformed from a single-tenant industrial landlord into a diversified, growth-oriented real estate investment trust.

Once dependent on Magna International for 98% of its revenue, that figure has dropped to 26.7% as of August 2024. The trust now owns 143 properties across seven countries, with a growing tenant base including Amazon. Backed by a BBB/BAA2 investment-grade rating and a low FFO payout ratio (~70%), Granite offers a 4–5% dividend yield with inflation-beating growth potential.

Strategic acquisitions and developments aligned with e-commerce and supply chain trends continue to fuel expansion and de-risk the portfolio.

Potential Risks: Magna Still Matters

Despite Granite REIT’s successful diversification, key risks remain—most notably its ongoing dependence on Magna, which still accounts for over a quarter of its revenue. Any disruption in Magna’s business could impact Granite’s financial stability.

Broader economic downturns could also reduce demand for industrial space, leading to lower occupancy and rent collections. Rising interest rates present a further challenge, potentially increasing borrowing costs and pressuring profit margins.

The industrial REIT space is also becoming increasingly competitive, with rivals like Dream Industrial and Stag REIT actively pursuing premium tenants and properties, requiring Granite to enhance its value proposition continuously.

CT REIT (CRT.UN.TO)

Investment Thesis: High Yield, Low Risk, and Long Leases

CT REIT is a stable, income-focused real estate investment trust that derives 92% of its rental income from Canadian Tire and its associated brands.

With a robust 6.3% dividend yield and a conservative AFFO payout ratio (~74–75%), it offers reliable monthly income backed by long-term, triple-net leases. The REIT owns 375 properties across Canada and continues to grow through acquisitions, intensifications, and development projects.

While its fortunes are tied closely to Canadian Tire’s performance, the trust benefits from high occupancy, mission-critical assets, and strong pricing power on renewals—making it an appealing choice for conservative, yield-seeking investors.

Potential Risks: When Your REIT Depends on One Retailer

CT REIT’s stability comes with concentrated risk—over 90% of its leasable area is tied to Canadian Tire.

This tight dependency means the REIT’s fortunes rise and fall with its anchor tenant. While Canadian Tire has been resilient, any strategic shift or decline in its performance could have ripple effects on CT REIT.

The trust also faces exposure to interest rate risk due to its $3B+ in debt and operates many properties in secondary markets, which are more vulnerable during economic downturns.

Despite solid management and stable cash flows, CT REIT lacks diversification, making it a high-conviction bet on a single retailer.

Canadian Apartment Properties REIT (CAR.UN.TO)

Investment Thesis: Stable Income with Rental Growth Upside

Canadian Apartment Properties REIT (CAPREIT) is a leading residential REIT with over 48,000 rental suites across Canada and the Netherlands.

Known for its inflation-resistant cash flows and strong occupancy (97.5% in Q4 2024), CAPREIT offers steady income and long-term growth potential. It has delivered high single-digit organic rent growth while engaging in capital recycling—selling nearly $1 billion in Canadian assets in 2024 to optimize its portfolio.

With strategic property acquisitions, strong demand in rental housing, and exposure to international markets, CAPREIT is well-positioned for continued performance amid a tight housing market and rising rental rates.

Potential Risks: From Strong Rents to Squeezed Margins

While CAPREIT remains a top residential REIT, it faces mounting headwinds from rising costs, regulatory risk, and economic uncertainty.

Same-property NOI growth slowed to 3.4% in Q4 2024, as maintenance and repair expenses climbed. A potential shift in Canadian immigration policy could weaken rental demand, while high interest rates continue to pressure REIT valuations and acquisition strategies.

CAPREIT also competes with other major residential REITs and faces new risks through its European exposure, including currency volatility and unfamiliar regulatory landscapes.

Future performance will depend on its ability to maintain occupancy, control costs, and adapt to a changing macro environment.

Each REIT has strengths — whether it’s Granite’s industrial edge, CT’s retail consistency, or CAPREIT’s rental growth. Consider what fits your income goals and risk comfort.

Those REITs are great, but there’s more!

Monthly REITs are a powerful tool — but they’re not the whole picture. Relying solely on high yields can be risky, especially if payouts get slashed.

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Canadian Banks Ranking 2025

Think all Canadian banks are the same? Think again.

Your choice could mean the difference between market-beating returns and lagging.

A common belief is that all Canadian banks perform similarly because of the country’s strong banking system. Since the 2008 financial crisis, each member of the Big Six (Royal Bank, TD Bank, ScotiaBank, BMO, CIBC, and National Bank) has taken a different path.

They all benefited from the banking oligopoly in Canada to fund new growth vectors. Fifteen years later, picking the wrong bank will leave much money on the table.

While most have outperformed the Canadian stock market for 5, 10, 15, and probably 25 years, as of March 2025, five of six had outperformed the market, and four also outperformed the ZEB.TO equal weight banks ETF over 10 years.

In other words, two are lagging. So which one is best this year and for decades to come?

Canadian Banks Ranking 2025

#6 ScotiaBank (BNS.TO)

Investment Thesis: International Edge – A Double-Edged Sword

Scotiabank differentiates itself from Canada’s Big Six banks with its extensive international presence, particularly in Latin America. While this provides higher long-term growth potential, it also introduces volatility and risk.

The bank has streamlined its global footprint, focusing on key markets like Mexico, Peru, and Chile. However, it has consistently struggled to outperform its peers.

Growth will depend on optimizing international operations, expanding wealth management, and navigating economic challenges. While Scotiabank benefits from Canada’s highly regulated banking system, its international moat is narrower than competitors, limiting its pricing power abroad.

Potential Risks: Volatility Ahead

BNS’s international presence brings unique risks, including exposure to economic downturns, political instability, and currency fluctuations.

The bank has faced rising provisions for credit losses (PCLs), an inefficient cost structure, and challenges in improving profitability.

Domestically, Scotiabank remains vulnerable to a housing market correction and economic slowdown. Broader macroeconomic risks, such as rising interest rates and trade tensions, add further uncertainty. Despite its international reach, Scotiabank has struggled to achieve superior financial performance compared to its peers, lacking dominant market share in key regions and facing stiff competition in wealth management.

The ONLY List Using the Dividend Triangle

After this first example, you may wonder how I was able to differentiate these positions.

I analyze companies according to their dividend triangle (revenue, earnings, and dividend growth trends), combined with their business model and growth vectors. While this may seem too simple, two decades of investing have shown me it is reliable.

While many seasoned investors also use these metrics in their analysis, no one has created a list based on them before. This is exactly why I created The Dividend Rock Stars List.

The Rock Stars List isn’t just about yield—it’s built using a multi-step screening process to ensure the highest-quality dividend stocks. You can read more about it or enter your name and email below to get the instant download in your mailbox.

#5 Canadian Imperial Bank of Commerce – CIBC (CM.TO)

Investment Thesis: A Safe Bet or a Slow Grower?

CIBC shows a strong focus on domestic retail and commercial banking.

Unlike peers with extensive international exposure, CIBC has pursued U.S. expansion to diversify its revenue streams, particularly in wealth management. However, integrating private banking remains a challenge.

The bank trades at a discount due to its slower growth trajectory, making it appealing to income-focused investors.

Its digital banking platform, Simplii Financial, presents an opportunity for long-term customer retention, while reliance on mortgage lending poses risks in economic downturns. While benefiting from Canada’s banking oligopoly, CIBC lacks the competitive moat of more diversified peers.

Potential Risks: Too Focused on Canada?

CIBC faces significant risks due to its heavy reliance on the Canadian housing market, making it more vulnerable than its peers to rising interest rates and a potential real estate downturn.

The bank’s high exposure to uninsured mortgages could increase loan loss provisions in an economic slowdown. Its domestic concentration further exposes it to Canadian economic cycles, regulatory changes, and potential recessions.

Among the Big Five, CIBC has underperformed in total returns and future growth expectations, with its strong dividend yield coming at the cost of lower capital appreciation. While its U.S. expansion aims to diversify risk, its mortgage-heavy model remains a key weakness.

#4 TD Bank (TD.TO)

Investment Thesis: Canada’s Most American Bank

Toronto-Dominion Bank (TD) stands out due to its strong retail banking franchise and significant U.S. presence.

With the largest branch network of any Canadian bank in the U.S., TD has historically relied on acquisitions and organic expansion for growth. However, recent regulatory scrutiny and an anti-money laundering investigation in the U.S. have limited its expansion opportunities.

While TD benefits from a stable Canadian business, rising interest rates present both an opportunity for higher margins and a risk of loan defaults.

Potential Risks: Can TD Overcome Its U.S. Setback?

TD Bank faces mounting risks due to its U.S. anti-money laundering investigation, which led to a multibillion-dollar fine and asset growth restrictions on its U.S. operations.

This directly impacts TD’s long-term expansion strategy, forcing it to shift focus from aggressive growth to regulatory compliance and operational efficiency.

The bank also remains exposed to the Canadian housing market, where rising interest rates could increase mortgage defaults. Broader economic risks add further uncertainty, including trade tariffs and slowing growth.

While TD’s strong brand and market position remain advantages, regulatory constraints could allow competitors to expand more aggressively, putting TD at a disadvantage.

#3 Bank of Montreal – BMO (BMO.TO)

Investment Thesis: Capital Markets, Wealth Management & U.S. Banking

BMO is a diversified financial institution with a strong presence in Canada and the U.S., generating about one-third of its revenue from U.S. operations.

Its strategic expansion, particularly through the 2023 acquisition of Bank of the West, strengthens its cross-border footprint.

BMO has also been a leader in wealth management and ETFs, leveraging these segments for stable fee-based revenue. However, rising provisions for credit losses (PCLs), integration challenges, and exposure to capital markets introduce volatility to its earnings.

Potential Risks: Can It Manage Rising Risks While Competing with Industry Giants?

BMO’s reliance on wealth management and capital markets for growth exposes it to heightened risk, particularly during periods of economic uncertainty.

Rising provisions for credit losses (PCLs) have significantly impacted earnings, partly driven by the challenges of integrating its Bank of the West acquisition.

The bank faces competitive pressures in traditional banking and the ETF space, where BlackRock (BLK) remains a dominant force.

Additionally, macroeconomic headwinds—including trade tensions and potential recession risks—could lead to earnings volatility. While BMO’s U.S. expansion provides diversification, it also increases exposure to higher credit risks compared to more domestically focused Canadian banks.

#2 National Bank (NA.TO)

Investment Thesis: Western Expansion and Global Investments

NA is the most domestically focused of the Big Six banks, with 73% of its revenue generated in Canada, primarily in Quebec.

Its recent $5B acquisition of Canadian Western Bank is set to expand its presence in Western Canada, creating cross-selling opportunities, particularly in private banking.

The bank has also diversified beyond traditional banking, with significant growth in capital markets, wealth management, and international investments, including ABA Bank in Cambodia and Credigy in the U.S.

Potential Risks: Growing Challenges

National Bank’s strong performance comes with significant risks, primarily due to its heavy reliance on Quebec, which accounts for about 50% of its revenue. This geographic concentration makes it more vulnerable to regional economic downturns than its larger, more diversified peers.

This also explains why it has fallen second this year, considering the economic uncertainty linked to political tensions between Canada and the U.S.

The bank also takes on higher risk through its international investments in Cambodia (ABA Bank) and alternative lending in the U.S. Rising provisions for credit losses, particularly from ABA Bank, add further uncertainty.

Additionally, its exposure to financial markets introduces earnings volatility, while its smaller scale puts it at a competitive disadvantage against Canada’s largest banks.

I discussed NA’s current challenges in more depth in the Q1-2025 earnings review video. You can then fully grasp why it now holds the second position while remaining one of the best banks for investors.

#1 Royal Bank – RBC (RY.TO)

Investment Thesis: Built for Global Growth

RBC is the largest Canadian bank by market capitalization, with a well-diversified revenue model spanning personal and commercial banking, wealth management, insurance, and capital markets.

Over 50% of its revenue now comes from insurance, wealth management, and capital markets, reducing dependence on traditional banking. RBC’s focus on expanding these segments post-2008 has positioned it well for stable cash flows, market-driven profitability, and global growth.

While Canadian banking regulations create high barriers to entry, RBC’s strong international presence enhances its resilience. Its brand strength, extensive client base, and broad service offerings make it a dominant force in the financial sector.

Potential Risks: Housing, Regulation, and Market Volatility

Despite its diversified business model, RBC faces key risks, including exposure to the Canadian housing market, regulatory constraints, and economic downturns, just like any other bank.

Rising interest rates could increase mortgage defaults, impacting its loan portfolio and necessitating higher provisions for credit losses (PCLs).

A potential recession could slow lending activity and increase default rates in both personal and commercial banking. Additionally, regulatory changes could limit profitability, while competition from both domestic banks and global financial institutions pressures RBC to innovate and adapt continuously.

All things considered, it remains the best Canadian Bank option for dividend growth investors.

Find Other High-Quality Stocks: Download the Dividend Rock Stars List

This dividend stock list is updated monthly. You will receive the updated version every month by subscribing to our newsletter. You can download the list by entering your email below.

This isn’t just a list of high-yield stocks—it’s a handpicked selection of Canada’s best dividend growth stocks backed by detailed financial analysis.

✅ Monthly updates
✅ Full dividend safety ratings
✅ 10+ Metrics with filters

Enter your email to get the latest Canadian Dividend Rock Stars List now!

Final Thoughts: Don’t Overdo It!

I’m a foodie, and I love cooking. I particularly like adding spices to get the right taste in a good recipe.

But one thing I don’t do when I cook is to open my cabinet and select sea salt, pink salt, lava salt, Kosher salt, Celtic salt, smoked salt, and a pinch of Fleur de Sel all for the same recipe.

You probably know why, as the taste would very likely be disgusting.

Like seasoning in a meal, a little exposure to Canadian banks can enhance your portfolio. But overdoing it? That could leave a bad aftertaste. Choose wisely.

Buy and Hold Forever: Top Canadian Stocks for Lifetime Returns

What if you could invest once and never worry again?

That’s the power of forever stocks—companies so strong and reliable that you can buy them, hold them for decades, and sleep soundly at night.

Let’s be clear, my selections aren’t based on timing; I’m not saying that they are great buys right now, but rather that I’d buy any of them and that, if I couldn’t monitor them quarterly as I do (and you should too), I wouldn’t worry much.

Forever stocks share several of these qualities:

Diversification
- Forever stocks are companies that diversify to reduce risk by not relying solely on one market or product for revenue.
Market leaders
- Forever stock companies often dominate their industry or market segment, enjoying a significant market share and strong competitive advantages.
Economies of scale
- The average cost per unit decreases as a company produces more products or services.
Predictable cash flow
- Being able to anticipate consistent and steady incoming cash over time reasonably is crucial for a company’s financial health and sustainability.
Stable or sticky business model
- A stable business operates consistently and predictably; it found a formula for generating revenue and maintaining profitability.
- A sticky business, on the other hand, aims for customer loyalty and retention, and repeat business.
Essential products or services
- Selling essentials—food, medical supplies, energy, communication services, transportation, etc.— produces relatively stable demand and revenue stream, as well as repeat business due to customer loyalty and resilience.
Multiple growth vectors
- Growth vectors are paths to expand business, increase revenue, and enhance market presence.
Long dividend growth history
- Yearly increases over decades mean the company ticks the boxes for many of the qualities described earlier.

This list is partial; clearly, other contenders could be on it. I have covered this part more in-depth on The Dividend Guy Blog.

Brookfield Corporation (BN.TO) – Financials

Brookfield skyrocketed with more than 50% return in 2024. I think there is more to come!

Brookfield is amongst the most prominent players in alternative asset management. As the stock market looks overvalued, many investors will turn toward alternative assets to generate profits and hedge their bets. Those long-term assets require patient capital and a high level of expertise. Brookfield is in a perfect position to provide this service to investors.

Even better, BN invests its capital in its many projects. Therefore, it can double-dip by charging a fee on managed capital and making capital gains when selling assets.

The ONLY List Using the Dividend Triangle

After this first example, you may wonder how I find such high-quality dividend stocks.

I handpick companies with a strong dividend triangle (revenue, earnings, and dividend growth trends) and make sure I understand their business model. While this may seem too simple, two decades of investing have shown me it is reliable.

While many seasoned investors also use these metrics in their analysis, no one has created a list based on them before. This is exactly why I created The Dividend Rock Stars List.

National Bank (NA.TO) – Financials

The bank seems to have done everything right over the past 15 years.

This significant transformation converted a small provincial bank into a serious player in capital markets and the private wealth industries.

The Bank is expected to complete a key acquisition of Canadian Western Bank in 2025, which will bring more capital onto its balance sheet (supporting capital market lucrative operations), more synergies (high cross-selling opportunities between CWB’s commercial clients and private wealth management), and a good presence in Western Canada.

NA is also doing very well in Cambodia (Aba Bank) and through its door into the U.S. (Credigy).

Note that National Bank (NA.TO) is also a Canadian Dividend Aristocrat.

Dollarama (DOL.TO) – Consumer Discretionary

DOL has built a strong brand, and its business model (aimed at low-value items) is an excellent defensive play against the e-commerce threat over the retail business.

As consumers’ budgets are tight, DOL appears to be a fantastic alternative for many goods. Dollarama has consistently increased same-store sales and opened new stores.

Introducing many products under its “home brand” increases the company’s margin. DOL introduced a new price point of $5 for many items, adding flexibility and pricing power.

DOL.TO 10-year dividend triangle: Revenue, EPS, and Dividend Growth.

Alimentation Couche-Tard (ATD.TO) – Consumer Staples

I’ve looked at grocery stores, but they don’t seem to offer many growth opportunities. Don’t get me wrong, they are great companies, but I think ATD will do better.

Things are changing quickly around the 7-Eleven deal. ATD has tried to get to the negotiation table to acquire 7-Eleven for a few months. The Japanese company is trying all means to stay Japanese. The latest chatter was that the son’s founder would repurchase it and make it private. The market liked the idea, and the ATD share price rose again. This story isn’t over yet, one way or another.

For 2025, I see ATD striking another acquisition.

After all, it’s in its DNA. If it’s not 7-Eleven, it will be another chain (maybe Casey’s?… it tried to acquire CASY in 2010). ATD must gain more expertise in growing organically through the sale of ready-to-eat and fresh produce. This is how they can mitigate the impact of slowing fuel and tobacco sales over the next 10-20 years.

Alimentation Couche-Tard (ATD.TO) is another Canadian Dividend Aristocrat part of this list.

Canadian Natural Resources (CNQ.TO) – Energy

CNQ is a rare beast in its environment that has increased dividends for 25 consecutive years. Yes, it even increased its payouts while everybody was on hold or cutting distributions in 2020.

This raises the question: Why is CNQ “oil price resistant”?

The company is sitting on a large reserve of cheap oil. According to management, CNQ is profitable, with an oil price per barrel of around $35-$40. This enables the company to manage production and capex with greater flexibility. They can then slow down CAPEX when the oil price is low and produce less. When we are in “full oil bull mode”, CNQ bolsters CAPEX and boosts production generating maximum cash flow. This is precisely what just happened when CNQ dropped its debt and now focuses on rewarding shareholders with share buybacks and dividend increases.

To be clear, I don’t see CNQ as a super-powered growth stock for the future. However, with a yield above 4% and a resilient business model, that’s the type of business that will either be very good in your portfolio or will go back into hibernation mode, paying a secure dividend. In both scenarios, you can be a winner in the long run.

Waste Connections (WCN.TO) – Industrials

If you are looking for a beast in the industrial sector, you should probably look toward the waste management industry.

Waste Connections has refined its expertise in acquiring and integrating smaller players in the same industry. Its business model is recession-proof, as solid waste is a given regardless of the economic cycle.

I also like the fact that WCN offers a recurring service and is fully integrated. Management has been adept at integrating their acquired companies. Therefore, the business is not only growing but also becoming more profitable.

The company has the size to enjoy the resulting economies of scale. Its dividend payment is low, but its dividend growth is strong.

WCN.TO 10-year dividend triangle: Revenue, EPS, and Dividend Growth. — DOL.TO 10-year dividend triangle: Revenue, EPS, and Dividend Growth.

CCL Industries (CCL.B.TO) – Materials

Finding an international leader with a well-diversified business based in Canada is rare.

Through the significant acquisition of business units from Avery (the world’s largest supplier of labels) in 2013, the company has set the tone for several years of growth. Bolstered by its previous successes, CCL also bought Checkpoint, a leading developer of RF and RFID, and Innovia in the past few years and announced more acquisitions in 2021.

The company can still generate organic growth (roughly 4-5%) on top of its growth through acquisitions.

Granite (GRT.UN.TO) – Real Estate

Granite is a very frustrating REIT to hold.

I love the investment thesis, which includes the strong need for industrial properties, GRT’s ability to grow its business while growing FFO per unit and distribution increases intact, and the high occupancy rate. The financial metrics back this investment thesis, such as revenue, funds from operations, FFO per unit, payout ratio, and occupancy rate, all look good.

Why is GRT frustrating to hold?

Because it simply doesn’t get any love from the market. Despite its good numbers, GRT lags the market and fails to generate positive returns. This is among the rare REITs exhibiting AFFO per unit growth while issuing more units to finance growth.

Fortis (FTS.TO) – Utilities

Fortis invested aggressively over the past few years, resulting in solid growth from its core business.

Investors can expect FTS’ revenues to grow as it expands. Bolstered by its Canadian-based businesses, the company has generated sustainable cash flows, leading to four decades of dividend payments.

The company’s five-year capital investment plan is approximately $25 billion between 2024 and 2028, $2.7 billion higher than the previous five-year plan. The increase is driven by organic growth, reflecting regional transmission projects for several business segments. Only 33% of its CAPEX plan will be financed through debt, while 61% will come from cash from operations. Chances are that most of its acquisitions will happen in the U.S.

We also like the company’s goal of increasing its exposure to renewable energy from 2% of its assets in 2019 to 7% in 2035.

FTS.TO 10-year dividend triangle: Revenue, EPS, and Dividend Growth.

Find Other Buy and Hold Forever Stocks: Download the Dividend Rock Stars List

This dividend stock list is updated monthly. You will receive the updated version every month by subscribing to our newsletter. You can download the list by entering your email below.

This isn’t just a list of high-yield stocks—it’s a handpicked selection of Canada’s best dividend growth stocks backed by detailed financial analysis.

✅ Monthly updates
✅ Full dividend safety ratings
✅ 10+ Metrics with filters

Enter your email to get the latest Canadian Dividend Rock Stars List now!